shortformkit

Loan Calculator

What a loan really costs per month and in total.

This assumes a fixed rate and equal monthly payments (annuity loan). Fees are not included.

Formula: M = P·i ÷ (1 − (1 + i)^−n), i = yearly rate ÷ 12, n = months

Results are estimates for general information, not medical or financial advice.

How it works

  1. Enter your values The result updates as you type.
  2. Switch units if needed Metric or US units, where it applies.
  3. Read the result Nothing is stored or sent anywhere.

FAQ

Is it free?

Yes. No account, no limits.

Is my data stored?

No. The calculation happens in your browser and nothing is sent to a server.

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Last updated: 2026-10-13 · by Diego Brügger, Senior video editor, Zürich